So, you want the US government to pay out insurance money when there is no money? I know if my insurance (provider) runs out of money, it is going out of business. I am 52 years old with a mother who is 74. I supplement her income. She lives in a house for which I am paying the mortgage, in addition to my family's home. I pay her utilites, with the exception of her phone bill. I realize that I am not of the generations that had so much faith in a socialist platform such as social security insurance but understand that my mother feels she was promised something for the little bit that she contributed with her unequal pay jobs and all. I think the government should live up to your generation's perceived benefits . . . with one caveat - pay you what you paid in! After your account is empty, then you are on your own. Now that's the American way, democracy at its purest form. You get what you put in or you take the risk and take your money out in a lump sum and invest it. Of course that makes too much sense to those who want to blame another source for their misunderstanding of how the government works. Now you know Congress is not going reduce any salaries when they get automatic increases without even having to vote for it. I am so tired of working 3 jobs to support my family and my mother . . . but it has to be done. I don't ever plan to retire and it sounds like you shouldn't either. And another thing, how can congress veto a threat? Does congress have veto power? Your argument is wrong on so many levels. However, I hope you feel better for having expressed it. You need to suck it up, quit whinning, and pull yourself up by your bootstraps! And just for fair disclosure, I grew up on a farm. I started working at 5 and replaced a grown man for summer tobacco harvesting work when I was 7. Hard work and unexpected turns of events are not foreign to me. I am happy to be an American and believe this is the best country in the history of the world, even though I will probably die working.