Hurricanes are a constant threat when you live on a Southeastern U.S. coast. But so are high wind-insurance premiums. Wind premiums can prove just as damaging to an insured's bank account as a high-powered windstorm can be to a home and family -- even for residents protected by state-sponsored insurers of last resort.
And in Florida, where June marks the start of crowded beaches and hurricane season, statistics in neighboring states show coastal wind-insurance for older homes is no bargain.
