Ban on Credit Reports on New Hires Backed by Senate Committee

By: Jim Turner | Posted: January 16, 2013 3:55 AM

Nancy Detert and Aaron Bean

Sens. Nancy Detert and Aaron Bean

A bill that would prohibit most employers from using credit scores on new hires got the full backing of the Senate Commerce and Tourism Committee.

Proponents see the effort as a means to eliminate a Catch 22: You can’t improve your credit score because you don’t have a job, yet you can’t get a job because of your bad credit score.

Still, banning such background checks has by no means a clear run through the Legislature.

A year ago a similar measure, SB 102, died in the Senate Banking and Insurance Committee, while the House companion bill failed to get through the Business and Consumer Affairs Subcommittee.

And so far this year, no House companion bill has been filed.

But the sponsor of Senate Bill 100, Sen. Nancy Detert, R-Venice, sees the legislation as a jobs creator.

“I think that’s dirty pool unless you’re dealing with money or trade secrets,” said Detert, who chairs the Commerce and Tourism Committee.

“We have more people today with bad credit than ever before and we don’t think if you made a late payment to JCPenney it should prohibit you from getting a job,” Detert said.

“For most jobs your employer doesn’t need to see your credit report unless he is a bank or you’re in an administrative position where you’re subject to confidentiality agreements. There are enough exemptions in this bill to make everybody happy.”

Other exemptions wouldn’t supersede state or federal law, and would allow credit reports for managerial and supervisory positions, law enforcement, or when the job is within a financial institution.

While voting in favor of the bill, Sen. Aaron Bean, R-Fernandina Beach, expressed concern that the prohibition could scare some businesses from relocating to Florida.

“I’m a banker by training and this was an integral part, before we hired somebody, to make sure they were of sound character,” Bean said. “If I’m locating a business, it’s just another tool I can use to make sure people working for me are of the highest (quality)."

Reach Jim Turner at or at (772) 215-9889.

Comments (2)

Doug Head
11:57PM MAR 28TH 2013
Senator Bean must have been one of those very rare bankers who did not engage in robo-signing or other skulduggery. Since when do bankers have "character"?
Jill Beer
1:11PM JAN 16TH 2013
According to the Fair Credit Reporting Act (FCRA), Employee Credit Reports can only run reports with the applicant or employee's permission. FCRA prohibits Employee Reports to show credit scores. It is imperative that individuals understand their rights and for employess to follow the guidelines put forth by the FCRA.

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